1426 Sw 12Th Ter, Cape Coral, FL 33991
For Sale $639,000
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Welcome to this beautifully maintained freshwater waterfront home located in a quiet and established neighborhood of Southwest Cape Coral. Built in 2016 and thoughtfully cared for by its owner, this four-bedroom, three-bath residence offers a perfect balance of comfort, functionality, and Florida waterfront living.Situated on a spacious .23-acre lot with southern rear exposure, this home features 2,137 square feet of living space and a desirable split-bedroom floor plan designed for both everyday living and entertaining. From the moment you arrive, the home’s curb appeal is evident with mature landscaping, a decorative driveway, and a clean stucco exterior that reflects pride of ownership throughout.Inside, the great room layout welcomes you with volume and tray ceilings, abundant natural light, and tranquil water views that immediately draw your attention to the canal beyond. The living spaces flow seamlessly into the dining and kitchen areas, creating an open and inviting atmosphere. Flooring throughout the home includes a combination of tile, laminate, and carpet, offering durability and comfort in all the right places.The kitchen is well-appointed with ample cabinetry, a breakfast bar, and quality appliances including a range, microwave, dishwasher, and refrigerator/freezer. Whether preparing daily meals or hosting guests, this space is both practical and welcoming.The primary suite, located on the ground level for convenience, serves as a private retreat. The en-suite bathroom features dual sinks, a jetted soaking tub, and a separate walk-in shower, providing a spa-like experience at home. Additional bedrooms are generously sized, deal for guests, family members, or flexible use such as a home office or hobby room. Step outside to enjoy true Florida waterfront living. The below-ground concrete pool overlooks a peaceful freshwater canal with an existing seawall and private oversized composite dock, perfect for kayaking, paddleboarding, fishing, or simply enjoying the calming water views. The southern exposure allows for abundant sunlight throughout the day, making the outdoor space ideal for relaxation or entertaining. This home also offers valuable peace of mind with impact-resistant windows and doors, along with manual shutters for added storm protection. Additional features include a two-car attached garage, automatic irrigation system, laundry room with tub, and assessments paid for water, sewer, and irrigation.Located in a non-gated community with no HOA fees, this property is close to shopping, dining, schools, and major roadways, while still offering a quiet residential setting. The owner has maintained the home meticulously, making it truly move-in ready for the next homeowner. Whether you’re seeking a full-time residence, a seasonal retreat, or a waterfront lifestyle without the complexity of Gulf access, 1426 SW 12th Terrace offers an exceptional opportunity to own a quality home on freshwater in Southwest Cape Coral.
Breakfast Bar
Bathtub
Tray Ceilings
Dual Sinks
Eat In Kitchen
Family Dining Room
High Ceilings
Jetted Tub
Living Dining Room
Main Level Primary
Separate Shower
Split Bedrooms
None
Taxes: $4,420.00
Tax Year: 2024
Fence
Security High Impact Doors
Sprinkler Irrigation
Shutters Manual
Dryer
Dishwasher
Freezer
Disposal
Microwave
Range
Refrigerator
Washer
Y
Canal Access
Seawall
Building Description: Ranch, One Story
MLS Area: Cc23 - Cape Coral Unit 28, 29, 45, 62, 63, 66, 68
Total Square Footage: 2,664
Total Floors: 1
Water: Assessment Paid
Construction: Block, Concrete, Stucco
Date Listed: 2026-01-06 07:05:22
Pool: Y
Pool Description: Concrete, In Ground, Pool Equipment
Furnished: Negotiable
Den: Y
Windows: Single Hung, Impact Glass
Parking: Attached, Garage, Garage Door Opener
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Carpet, Laminate, Tile
Roof: Shingle
Heating: Central, Electric
Cooling: Central Air, Electric
Security: Smoke Detectors
Laundry: Washer Hookup, Dryer Hooku
Irrigation: Included In Assessment
Pets: Yes
Sewer: Assessment Paid
Lot Desc.: Rectangular Lot, Sprinklers Automatic
Amenities: None
Listing Courtesy Of: Sellstate Excelsior Realty
sunshinehomesbyshelley@gmail.com
Welcome to this beautifully maintained freshwater waterfront home located in a quiet and established neighborhood of Southwest Cape Coral. Built in 2016 and thoughtfully cared for by its owner, this four-bedroom, three-bath residence offers a perfect balance of comfort, functionality, and Florida waterfront living.Situated on a spacious .23-acre lot with southern rear exposure, this home features 2,137 square feet of living space and a desirable split-bedroom floor plan designed for both everyday living and entertaining. From the moment you arrive, the home’s curb appeal is evident with mature landscaping, a decorative driveway, and a clean stucco exterior that reflects pride of ownership throughout.Inside, the great room layout welcomes you with volume and tray ceilings, abundant natural light, and tranquil water views that immediately draw your attention to the canal beyond. The living spaces flow seamlessly into the dining and kitchen areas, creating an open and inviting atmosphere. Flooring throughout the home includes a combination of tile, laminate, and carpet, offering durability and comfort in all the right places.The kitchen is well-appointed with ample cabinetry, a breakfast bar, and quality appliances including a range, microwave, dishwasher, and refrigerator/freezer. Whether preparing daily meals or hosting guests, this space is both practical and welcoming.The primary suite, located on the ground level for convenience, serves as a private retreat. The en-suite bathroom features dual sinks, a jetted soaking tub, and a separate walk-in shower, providing a spa-like experience at home. Additional bedrooms are generously sized, deal for guests, family members, or flexible use such as a home office or hobby room. Step outside to enjoy true Florida waterfront living. The below-ground concrete pool overlooks a peaceful freshwater canal with an existing seawall and private oversized composite dock, perfect for kayaking, paddleboarding, fishing, or simply enjoying the calming water views. The southern exposure allows for abundant sunlight throughout the day, making the outdoor space ideal for relaxation or entertaining. This home also offers valuable peace of mind with impact-resistant windows and doors, along with manual shutters for added storm protection. Additional features include a two-car attached garage, automatic irrigation system, laundry room with tub, and assessments paid for water, sewer, and irrigation.Located in a non-gated community with no HOA fees, this property is close to shopping, dining, schools, and major roadways, while still offering a quiet residential setting. The owner has maintained the home meticulously, making it truly move-in ready for the next homeowner. Whether you’re seeking a full-time residence, a seasonal retreat, or a waterfront lifestyle without the complexity of Gulf access, 1426 SW 12th Terrace offers an exceptional opportunity to own a quality home on freshwater in Southwest Cape Coral.
Property Details
Price: $639,000
Sq Ft: 2,137
($299 per sqft)
Bedrooms: 3
Bathrooms: 3
City: Cape Coral
County: Lee
Type: Single Family
Development: Cape Coral
Acres: 0.23
Virtual Tour/Floorplan: View
Year Built: 2016
Listing Number: 2025024887
Status Code: A-Active
Taxes: $4,420.00
Tax Year: 2024
Garage:
2.00
/
Y
Furnishings: Negotiable
Pets Allowed: Yes
Interior Features:
Breakfast Bar
Bathtub
Tray Ceilings
Dual Sinks
Eat In Kitchen
Family Dining Room
High Ceilings
Jetted Tub
Living Dining Room
Main Level Primary
Separate Shower
Split Bedrooms
Amenities:
None
Financial Information:
Taxes: $4,420.00
Tax Year: 2024
Exterior Features:
Fence
Security High Impact Doors
Sprinkler Irrigation
Shutters Manual
Equipment:
Dryer
Dishwasher
Freezer
Disposal
Microwave
Range
Refrigerator
Washer
View:
Y
Waterfront Description:
Canal Access
Seawall
Additional Information:
Building Description: Ranch, One Story
MLS Area: Cc23 - Cape Coral Unit 28, 29, 45, 62, 63, 66, 68
Total Square Footage: 2,664
Total Floors: 1
Water: Assessment Paid
Construction: Block, Concrete, Stucco
Date Listed: 2026-01-06 07:05:22
Pool: Y
Pool Description: Concrete, In Ground, Pool Equipment
Furnished: Negotiable
Den: Y
Windows: Single Hung, Impact Glass
Parking: Attached, Garage, Garage Door Opener
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Carpet, Laminate, Tile
Roof: Shingle
Heating: Central, Electric
Cooling: Central Air, Electric
Security: Smoke Detectors
Laundry: Washer Hookup, Dryer Hooku
Irrigation: Included In Assessment
Pets: Yes
Sewer: Assessment Paid
Lot Desc.: Rectangular Lot, Sprinklers Automatic
Amenities: None
Map of 1426 Sw 12Th Ter, Cape Coral, FL 33991
View Map & DirectionsListing Courtesy Of: Sellstate Excelsior Realty
sunshinehomesbyshelley@gmail.com